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Welcome to ChurnFI

ChurnFI surfaces churning and stacking opportunities to help you expedite your journey to financial independence. For the uninitiated; [ CHURN ] Credit card churning involves opening new credit cards to get the intro bonus without intending to use the cards afterward. Churning isn't illegal, but it is controversial and frowned upon by some card issuers. While churning was popularized by credit card offers, I’ll be using the term more liberally to include bank sign-ups, freebies, and other deals of outsized value. [ FI ] Financial independence. Often cited within the context of “FIRE,” Financial Independence, Retired Early. FI encourages people to live below their means so they have more money to invest towards early retirement or part-time work. The higher your savings rate, the quicker you can become work optional. FIRE has evolved from one meaning to a multitude: LeanFIRE, keeping a very strict budget to expedite your path to FIRE FatFIRE, living large in retirement BaristaFIRE,

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